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Sagar Thakkar
AI Systems Architect · Advisory from Oct 2026

AI Production
Systems
Architect.

I architect AI agent systems and FinTech platforms that survive production - the kind with p99 commitments, regulator audits, and quarterly cloud-cost reviews on the same desk.

Client SDK
REST · gRPC
API Gateway
auth · rate-limit
Order Router
matching
Kafka
events
Risk Service
rules engine
Position Svc
ledger
Postgres
WAL · replicas
Redis
hot path
S3 / Cold
audit · ARC
fig.01 · trading platform / simplified
Recent engagements
NeoSOFTMongoDBJosh SoftwareXunisonPrudent Experts
Outcomes · since 2014

Specific numbers, on production systems.

11Y
In the field
engineer → architect → leader
50%+
Latency reduced
HFT trading engine - p99 commitment met
40%
Cloud cost saved
$20k → $12k/mo on Claims platform
51
Agent system
orchestrator → leads → specialists, daily
Selected work · 01 of 04

A trading engine, re-architected in nine months.

The bottleneck wasn't the matching algorithm - it was the JVM holding the matching thread on a heap shared with audit and reporting. We split them.

The board committed to sub-2s p99 next quarter. A full rewrite was off the table - 12 engineers, one quarter. We decomposed three hot services surgically. The fast path got radically simpler, and it stopped lying about its latency.

P99 LATENCY
6s→1.8s
INFRA COST
~40% lower
AUDIT LOSS
zero
Java 21 Kafka Redis Kubernetes Go AWS
The work

Six lenses I bring to every system.

0x01
AI Agent Systems
Orchestrator → leads → specialists. Not a chatbot - a system with clear routing, failure modes, and production observability. I've built one. I operate it daily.
0x02
FinTech Architecture
Latency commitments, audit trails, regulatory constraints. 11 years under real production pressure at p99 - not on a demo cluster.
0x03
Cloud-Native Modernisation
A sequenced path off the legacy monolith that cuts the cloud bill without a risky big-bang rewrite. Measured, not hand-wavy.
0x04
Engineering Leadership
Translating why into how and back again. Technical strategy, team alignment, and the delivery cadence that makes it stick.
0x05
Technical Governance
SOC 2, GDPR, PCI-DSS. Compliance as a default - not a last-mile audit the week before the regulator lands.
0x06
Performance Engineering
p99 commitments met. Cloud bills cut. Throughput improvements that survive the next quarter and the one after that.
Get in touch

Have a system that needs thinking through?

Architecture review, modernisation roadmap, or hands-on technical leadership for a quarter or two. One reply away.